Statistics on National Health Debt
- Thirty-one percent of insured Americans took money out of retirement, college or other long-term savings accounts to pay medical bills in the past year; 17 percent of uninsured reported the same. An additional 17 percent of insured and 11 percent of uninsured patients took out another type of loan to pay medical bills.
- Among the insured and uninsured with medical bill problems, 31 percent said the total amount of the bills they had problems paying reached at least $5,000, including 13 percent who say the total hit at least $10,000. One in four (24 percent) said their bills totaled less than $1,000.
- Of insured individuals who reported problems paying medical bills, 26 percent received unexpected claim denials; and 32 percent received care from an out-of-network provider their insurance wouldn’t cover.
- One in five working-age Americans with insurance encountered problems paying medical bills in the past year, which often led to serious financial challenges and changes in employment and lifestyle, according to a comprehensive Kaiser Family Foundation/New York Times survey. Among the uninsured, 53 percent reported problems paying medical bills.
Statue of Limitations: Debt Has a Time Limit
Any debt collector who threatens to sue you over a debt that is beyond the statute of limitation in your state is in violation of the Fair Debt Collection Practices Act.
For the statue of limitation debt in your state, click here.
Program Partner: RIP Medical Debt
Join the Health Debt Registry
The Health Debt Registry is designed to support individuals suffering from medical related debts in eradicating their debt in order to achieve financial stability.
This is for anyone who has medical debt they want to eliminate. Register all your sources of debt and once we reach a collective amount, it will be submitted for eradication.